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This book illustrates why I have been upside down with my finances all my life!  My thinking was upside down!!!  Banks don't rule my life anymore and I am happy to tell people they are wrong and need to buy this book.  By waiting you are wasting money.

Larry Travnicek

How you'll find hope...

  • Never having to prove yourself to the bank again for a loan...
  • Stopping interest from going to the bank and keeping it for yourself...
  • Remove the banks name from your "paycheck"...
  • You are never too old to get started...
  • How you can take over the farm without ever having to borrow money from the bank...
  • Passing on your legacy you've worked so hard to build...
  • And much more!

Why Farmers and Ranchers Want To Work With Mary Jo

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I decided to work with Mary Jo after reading the Farming without the Bank book, and visiting with Mary Jo. She has always been very helpful and answered all of our questions, whenever we had one. My previous insurance agents, once they sold us the policy, they disappeared off the face of the earth…and after learning from Mary Jo how those policies actually work, now we know why!

W.K., South Dakota

After reading Mary Jo’s book, I was excited and I talked with my agent about this. I’ve always had a good relationship with my agent – I like the guy and he had set up good policies in the past. I shared Farming Without The Bank with him and when it came to setting up the policy, I could tell he didn’t get it. The numbers weren’t adding up.


So, I called Mary Jo and we “hit the ground running” so to speak. Looking back, I know I saved myself a lot of time and headaches. My policy is doing exactly what Mary Jo said it would and it’s the best thing I’ve ever done for my financial setup.

Todd W., Arkansas

I read your book Farming Without the Bank in one sitting the day I received it in the mail. And it has been stewing in the back of my mind since I finished it.

Mandy Thomas, South Dakota

About working with Mary Jo: But again – thank you for all you do for us and all your patience and kindness in dealing with us (me) ;-) we couldn’t do it without you!

Naleta F., Colorado

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Bismarck ND 58502