The Only Book Providing Hope
to Keep the Farm in the Family

Yes, send me hope!

Get Your Copy of the "Farming Without the Bank" Book
or Audio book For Just $19.99

(Plus shipping and handling)

*After ordering your copy of "Farming Without the Bank" you will receive an email
with access to the digital download of the first 3 chapters of the book.

- Larry Travnicek

How you'll find hope...

  • Never having to prove yourself to the bank again for a loan...
  • Stopping interest from going the bank and keeping it for yourself...
  • Remove the banks name from your "paycheck"...
  • You are never too old to get started...
  • How you can take over the farm without ever having to borrow money from the bank...
  • Passing on your legacy you've worked so hard to build...
  • And much more!


Get Your Copy of the "Farming Without the Bank" Book or Audio book For Just $19.99 
(Plus shipping and handling)

About the Author...

I am Mary Jo Irmen, the author of the books Farming Without the Bank and Wealth Without the Bank or Wall Street.

I started teaching and helping people with this strategy in 2010 after I lost 50% of my retirement in the 2008/09 market crash. Growing up on a farm/ranch operations I knew farmers needed this from the moment I learned it.  

Sharing anything with independent minded people (like myself) is not always easy but I knew one thing, farmers read! So I went to writing and in 2014 the book was released. Now you can see the strategy backed by numbers.  

Since 2014 nearly 5,000 copies of the book have been sold to farmers across the U.S. as well as Canada and Australia. This proves it doesn't matter where you are, you all have the same financial challenge and you ARE looking for a solution.

It's my mission to help the farming industry that has gotten lost in a 100 year old strategy of borrowing money. It is time to for hope and change. You need to put your foot down and take back control and plan to pass on the legacy you worked so hard to build.

I may not be farming myself but my mom, dad, brother and sister-in-law still farm. This farm has been in our family for four generations and the struggle is just like anyone else's.

After talking to thousands of farmers, across the country, through one-on-one meetings I can tell you there are strategies to help. Doesn't matter how many times I hear the stories, I make it my mission to find a strategy that can help. 

After reading Mary Jo’s book, I was excited and I talked with my agent about this. I’ve always had a good relationship with my agent - I like the guy and he had set up good policies in the past. I shared Farming Without The Bank with him and when it came to setting up the policy, I could tell he didn’t get it. The numbers weren’t adding up.

So, I called Mary Jo and we “hit the ground running” so to speak. Looking back, I know I saved myself a lot of time and headaches. My policy is doing exactly what Mary Jo said it would and it’s the best thing I’ve ever done for my financial setup.

-Todd W., Arkansas

I read your book Farming Without the Bank in one sitting the day I received it in the mail. And it has been stewing in the back of my mind since I finished it. 

- Mandy Thomas, South Dakota​

We decided to work with Mary Jo after reading the Farming without the Bank book, and visiting with Mary Jo. She has always been very helpful and answered all of our questions, whenever we had one. My previous insurance agents, once they sold us the policy, they disappeared off the face of the earth...and after learning from Mary Jo how those policies actually work, now we know why!

- W.K., South Dakota​

About working with Mary Jo: But again - thank you for all you do for us and all your patience and kindness in dealing with us (me) 😉 we couldn't do it without you! 🙂 

- Naleta F. - Colorado

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"Thank you for writing your book, otherwise, I would be depending on 401k crap."
- Angie Burkhart