Here's a quick breakdown on why Universal Life Policies may terminate or have increased premiums and how Cost of Insurance is different between...

Do You Know Your Graduation Date? We all have two dates that live with us forever. The birth date and the “graduation” date. This article has some...

Do you want to follow the Farming Without The Bank concept and you are ready to go but you are not sure you can get insurance? Even though I talk to...

I've found that farmers and ranchers spend so much time building the operation they rarely sit down to figure out how to keep that operation going...

The topic of this blog isn't something I talk a lot about but now I feel it is necessary as it has hit close to home….death benefit. One of my...

Farmers live in the unknown. When they are asked to purchase anything they have to sit down and punch the numbers to see how it will work from year...

Many who are farming with cash think this book is not for them. However, that could not be farther from the truth. Farming with cash is one step...

It’s that time of year! The one you work hand-in-hand with your accountant and find out what you get to “share” with Uncle Sam. It’s never been...

It’s the time of year where we are reminded to sit back and really think about what we are thankful for. Life is busy and unless we take the time we...

Borrowing from your company-paid 401k is a benefit that many are using to fund life’s necessities, so I occasionally hear, “Why do I need to put...